Vert.lu

Klimabonus 2026

Savings simulator 2026

Estimate your annual savings, Klimabonus subsidies and payback time in less than a minute.

Official Lux 2026 data
Instant calculation
100% free
Savings simulator 2026

Your home

150 m²
4.500 kWh

Your improvements

Power6 kWc

Annual savings

1.187€/year
Solar479 €/year
Heat pump708 €/year
Klimabonus subsidies

€15,742

Payback

10.5 yrs

Over 20 years

€39,481

CO₂ avoided

5.9 t/year

How do we calculate?

Our simulator uses the official Klimabonus 2026 rates and up-to-date market assumptions for Luxembourg.

Electricity price

€0.28/kWh (grid). No payment for surplus: the Klimabonus PV requires self-consumption

Solar yield

950 kWh/kWp/year (Lux average)

Self-consumption

30% without battery, 70% with battery

Heat pump

COP 3.8 (air/water)

Insulation

−25% of heating needs

Heating needs

≈ 130 kWh/m²/year (existing buildings)

Indicative estimates, a personalised quote is required for exact figures. Official subsidies: guichet.lu.

Registered with the Chambre des Métiers

Our partner tradespeople hold a Luxembourg business licence and are registered with the Chamber of Skilled Trades.

100% Luxembourg-based

Vert.lu only works with companies established in the Grand Duchy — no forced cross-border sub-contracting.

Free and no commitment

You remain free to compare, negotiate or refuse any quote. No fee for homeowners.

Official information sources

  • Ministry of Energy
  • myenergy
  • SuperDrecksKescht
  • Enovos

How it works

  1. 1

    Describe your project

    Fill out our online form in just a few minutes. It's free and with no obligation.

  2. 2

    Receive your quotes

    Certified installers from your area will contact you with personalised offers, including your Klimabonus grants.

  3. 3

    Compare and choose

    Freely compare quotes, prices, and customer reviews to choose the professional that's right for you.

  4. 4

    Installation and follow-up

    Your installer takes care of everything: installation, connection, administrative procedures, and production monitoring.

Guide

The savings simulator: what it computes and its limitsRead the full guide

Reading the estimate and what to check next

The simulator gives an order of magnitude, not a promise. It works from the values you enter, so the closer those are to your actual consumption, surface and equipment, the more useful the result. Treat the output as a way to compare options against each other rather than as a figure to budget against, and rerun it once you have real readings from bills or meters.

The next step is a site visit. A professional measures what the tool cannot see: insulation already in place, ventilation, the state of the distribution circuit, available space for equipment and how the dwelling is actually used. Ask each company to state the assumptions behind its own savings figures, and to explain which works have to happen first for the rest to pay off.

What the simulator computes

The savings simulator applies the data you enter to a calculation model to produce an example order of magnitude for possible savings depending on the equipment considered. It does not measure any real bill: it projects a scenario from the assumptions you provide, comparable to what a simplified spreadsheet would produce.

The result shown is neither a commitment nor a promise of realised savings. It should always be read as a calculation example meant to guide your thinking, not as a figure to hold a company to during a negotiation.

The assumptions that change the result

Your household's consumption profile, its split between daytime and evening, and the tariff used in the calculation directly affect the result obtained. The same equipment produces very different savings depending on whether the household consumes mostly during the day or mostly in the evening.

The assumed self-consumption share, meaning the proportion of produced energy the household uses directly rather than exporting to the grid, is one of the most sensitive parameters in the calculation. Likewise, the actual efficiency of the equipment considered, whether panels, a heat pump or a battery, depends on its condition, maintenance and correct installation — factors a simulator cannot assess.

Why the result remains a calculation example

A simulator never visits your home, does not measure the actual insulation of walls or roof, and does not know the precise habits of each household member. It applies a model to average or declared assumptions, which is enough to indicate an order of magnitude but not to guarantee an amount.

Treat any simulation as a preliminary step, to be refined afterwards with professionals who can take your home's actual situation into account.

From simulation to real quotes

Once you have run a simulation, the next step is to contact companies for detailed quotes covering your specific home. Ask them to confirm in writing the calculation assumptions they use, so you can compare their proposals with each other and with the simulation result.

A gap between the simulation result and the quotes received is not unusual: it reflects the move from a general model to an assessment that accounts for your home, its condition, and the equipment specifically proposed.

Where to start in a Luxembourg home

Before investing in more efficient generation or heating equipment, it is generally worth checking the condition of the building envelope: roof and attic insulation, the quality of windows and doors, and airtightness. A poorly insulated home fitted with efficient equipment keeps losing energy through the same weak points.

The order of works also affects how equipment is sized: a heat pump or a solar installation is sized differently depending on whether insulation has already been improved. Independent energy advice, notably from Klima-Agence, helps establish this order before committing to expenses.

What the simulation does not replace

A simulation compares scenarios; it does not establish the condition of your home. Air leakage through a poorly sealed roof, an uninsulated floor over a cellar, oversized emitters or an ageing hot water tank change the real outcome markedly, and none of these can be inferred from a form.

Nor does it replace the right order of works. Reducing demand first and choosing equipment afterwards avoids sizing a machine for a house you will insulate the following year. Klima-Agence offers free independent advice, and an audit or an energy passport describes precisely what a simulation can only approximate.

Use the results to set priorities and to ask companies the right questions, then have the assumptions confirmed in writing in the quotes: reference consumption, assumed efficiency, self-consumption share and equipment service life.

FAQ

Frequently asked questions

Is the simulator's result guaranteed?
No. It is an indicative calculation example based on the data entered, meant to guide your thinking, not a guaranteed amount or a promise of savings.
Why does the result change if I adjust a single input?
The calculation depends directly on the assumptions entered, notably the consumption profile, the tariff used and the self-consumption share. Changing one of them logically changes the result.
Does the simulator replace a quote?
No. It helps frame a project before contacting companies, which will provide detailed quotes that take your home's actual situation into account.
Should I insulate before installing new equipment?
In most Luxembourg homes, checking the condition of insulation and windows before investing in generation or heating equipment helps avoid sizing equipment for a home that is still losing significant energy.
How do I move from a simulation to a concrete project?
Contact companies for detailed quotes and ask them to state their calculation assumptions in writing, so you can compare their proposals with each other and with the simulation result.